What Is In Your Free Home Analysis?

typical house webWhat is a Comparative Market Analysis?
The Comparative Market Analysis (CMA) is used to help evaluate how your home stacks up against the similar homes in your area. It looks at homes that are currently listed and those recently sold. The purpose is to find the highest price that will still make the home competitive on the open market.

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Dutch Treat - Savings in the Valley

seniorcouple1 webFor many years organizations like AAA and AARP have negotiated discounts for members and seniors with national companies. At the local level there are numerous businesses in our community that offer “senior discounts”, although no organization has compiled them into one list.

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Transitioning To Senior Living – Step One

senior move2 webTransitioning to Senior Living is not always easy. Some people move to downsize and free themselves from home maintenance, others for socialization and yet others for the assistance with daily activities. Regardless of the motivation, the move represents change, which can be emotionally draining.

One aspect of the move that can be made easy is selling your home. Using an experienced realtor not only helps you delegate the task but also ensures that you maximize your home’s value in a timely manner. Often people rely on their home’s equity to help fund their next stage in life; the sale of property is an important step in the transition to senior living.

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Protecting Your Legacy with Tax Planning

tax planning webYou spend your whole life building your legacy but sadly, that is not always enough. Without careful tax planning, much of it could be lost to taxes or misdirected. While a will or living trust is essential for dividing your estate as you wish, an efficient tax plan ensures you pass on as much of your legacy as possible.

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Should I Stay or Should I Go?

senior moving adjWho’s in Charge?
Part 1 of this series told the story of my 88 year old mother-in-law, Aggie, and the 2-year struggle she faced to make the changes she clearly had to make. Then, in our second installment, we found Fear of the Unknown is the biggest obstacle to thinking about moving: The process of moving looked Overwhelming to Aggie… as it does for many of us.

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5 Real Estate Terms You Need to Know

real estate agent02 adj“In almost 40 years in real estate one of the most important things that I have learned is to have clear communication with clients and not to assume that we are all speaking the same language.” Below are the five real estate terms that Elissa reviews with her clients to ensure clear communication and the best possible outcome:

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A Reverse Mortgage Makes Your Home Work For You

home owners3 webA reverse mortgage may help you pay off debt and provide breathing room John and Carol love getting their grandchildren off the bus, volunteering at church, and going for long walks together at Trexler Park in Allentown. They worked hard all their life but still have a small mortgage remaining on their home. Although retired they are in good health and very active. “I keep busy doing the things I enjoy and being with people that I love,” says John of his golden years. To make extra money John works part-time at a hardware store. Both are in their early 70s and receive social security as well as a small pension from John.

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Planning to Selling Your Home This Year? Start Now

home for saleThe real estate pundits are predicting another good year for sellers in 2018. Prices are expected to rise as there is reportedly an inventory shortage. Although its cold out there right now, things will be heating up quickly. If you want to sell your home in 2018, even if its not until later in the year, then its time to prepare now. Below are easy tips to start transitioning your home to put it on the market.

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When is the Right Time for Retirees to Move?

moving services seniorsThe idea of selling your house and moving to a new location looks OVERWHELMING and MONUMENTAL! Living there for years surrounded by mementos and memories, the thought of leaving is more than you can bear. Your home is so familiar, so comfortable, and so much a part of you and your family’s life thinking of leaving leaves you with dread and loss.
Consequently, retirees often don’t want to make any big changes like this. But for most the times comes when staying in their current home is simply no longer safe or wise.

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More Finance Articles

  • 10 Commandments of Selling Your Home

    Whether you are buying or selling a home, it can be quite an adventurous journey. Here is simple advice for consumers when buying or selling a home. What is the home you’re buying/selling really...

  • 5 Real Estate Terms You Need to Know

    “In almost 40 years in real estate one of the most important things that I have learned is to have clear communication with clients and not to assume that we are all speaking the same language.” Below are...

  • 7 Deadly Sins of Real Estate

    Advice to help your real estate transactions. Helpful tips that will make your real estate transactions much easier.

  • A Reverse Mortgage Makes Your Home Work For You

    A reverse mortgage may help you pay off debt and provide breathing room John and Carol love getting their grandchildren off the bus, volunteering at church, and going for long walks together at Trexler...

  • Are You Planning for a Good Retirement?

    Most people who vacation spend many hours planning before hand. They purchase tickets, make reservations, schedule tours and transportation and anything else that allows them to relax and enjoy their...

  • Are You Ready for Medicare Open Enrollment?

    Medicare Open Enrollment for 2018 starts October 15 and remains open until December 7. During this annual enrollment period (AEP) you can make changes to various aspects of your coverage. You can...

  • Beach Property Drawbacks

    Erosion due to storms can be a huge challenge!   While it can happen any time of the year, erosion due to storms can have a dramatic impact on beachfront properties as evidenced by this picture in...

  • Benefits of Using Senior Real Estate Specialist

    Seniors have unique situations that call for someone trained to best handle them. A specialist brings more than just a realtor’s license when helping seniors with their real estate issues. These...

  • Buying or Selling a Home? Use a Realtor with Experience

    Similar to younger generations, seniors are an active demographic in the real estate market. Whether downsizing or moving closer to family, seniors need and desire to transition into a new home for...

  • Dutch Treat - Savings in the Valley

    For many years organizations like AAA and AARP have negotiated discounts for members and seniors with national companies. At the local level there are numerous businesses in our community that offer...

  • Getting the Right Help for Your Move

    When you’re ready to move, are you going to call your friends with pickup trucks to come over and help?  When relocating from a large four bedroom home to a one or two bedroom apartment in a senior...

  • Industry News For Professionals July-August 2017

    Lehigh Valley Aging in Place Coalition (LVAIP). The mission of LVAIP is to provide an ongoing forum for professionals from private, public, non-profit and business sectors to inform, educate and...

  • Is a Reverse Mortgage Right for You?

    What is a reverse mortgage?A reverse mortgage is a government insured loan which allows homeowners to access the equity they have built up in their homes. The homeowner retains title to their home. Unlike...

  • Key Steps to Selling Your Home

    Local realtor, Elissa Clausnitzer, SRS, CMRS shares some important tips on selling your home.Representation The job of a real estate agent is to represent your best interests in each step of the...

  • Maximize the Value of Your Home

    In the Lehigh Valley demand for a home is up and home inventory is down. Many boomers and seniors looking to move or downsize are in the driver’s seat. 2017 is shaping up to be one of the best...

  • Need to Sell a Home to Move to Senior Living?

    Need to Sell a Home to Move to Senior Living?You made the decision to move to senior living. For some this would seem like a daunting task – and it can be. But there is help available so that the...

  • New Medicare Cards - What You Need to Know

    There are big changes coming to your Medicare card next year. Starting in April of 2018, people with Medicare will begin to receive NEW Medicare cards with one major difference – your Medicare...

  • Planning to Selling Your Home This Year? Start Now

    The real estate pundits are predicting another good year for sellers in 2018. Prices are expected to rise as there is reportedly an inventory shortage. Although its cold out there right now, things...

  • Preventing Medicare Fraud

    Did you know that Medicare Summary Notices (MSNs) provide important information to help you prevent Medicare fraud?  Many people know this as the “This is not a bill” statement. Medicare consumers...

  • Preventing Medicare Fraud

    Each year, Medicare loses $60 - $80 billion to fraud and abuse. Money lost to fraud means increased costs, and can diminish the quality of care you receive. The Senior Medicare Patrol at the Center...

 
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